Main Covers

As the largest global insurance provider in Bahrain, we strive to provide you with a wide range of car insurance covers to fit your needs, while making sure we provide excellence and quality in everything we deliver.

Comprehensive car insurance

Our comprehensive car insurance protects you, your passengers and your vehicle. Your vehicle can be insured with this product 
if it is up to 15 years of age. The premium includes:

  • Car loss or damage compensation to your vehicle including personal belonging.
  • Third party liability against personal injury and property damage.

Third party car insurance

Our third party car insurance protects you against your liability towards third party personal injury and property damage. For your peace of mind this cover is required for all Bahrain drivers.

For more information about other covers, please refer to the Product Summary table.

Additional benefits

To ensure you keep on moving, we provide you with 
the below services (depending on the product selected):

  • Coverage of the cost of the car, as per original invoice in case of total loss (no depreciation for 24 months)*.
  • Option to repair at agency/dealership or with AXA network garages.
  • Replacement vehicle in the event of a claim*.
  • 24/7 roadside assistance & breakdown recovery.
  • Off road cover.

Do you have a loan on the vehicle?

Lenders usually require comprehensive insurance on vehicles they have financed.

*T&Cs apply. Cover is applicable only if specifically stated on your Policy Schedule. 
Please read all the exceptions and conditions that apply to each Section of Your Policy.

Motor Prestige
Motor Perfect
Loss or damage to the insured vehicle
Fire & theft
Riot, Strike & civil commotion
Natural perils, including storm & flood
Replacement of locks
Up to BD 250 Up to BD 250
New car replacement
24 months from 1st registration 24 months from 1st registration
Off road cover (4WD ONLY)
Emergency medical expenses
Up to BD 200 Up to BD 100
Clothing and personal effects
Up to BD 200 Up to BD 100
Agency repairs
Up to 5 years Up to 3 years *
No depreciation on spare parts
Up to 5 years Up to 3 years *
Personal Injury
Up to BD 5,000 Up to BD 2,500
Windscreen or window breakage
1.3L Replacement Hire Car
Not Applicable Optional - Up to 7 days
Upgraded 2.2L Hire Car
Yes - Up to 10 Days Optional **
Accident and breakdown rescue
Optional **
Personal accident benefit - driver
Optional ** Optional **
Personal accident benefit - passengers
Optional ** Optional **

* For the first three years of the car and extendable to five years maximum, subject to an additional premium.

** Cover is only applicable if specifically confirmed on your policy schedule. All above limits are in BHD

How to submit your claim

If you encounter any issue and want to submit a claim, our dedicated claims team can help you anytime with our hassle-free claims process, anywhere. Just tell us what happened and we will take it from there.

You can get in touch with us through various touchpoints: Fill out this form or call 8000 1060 and one 
of our customer service representatives will guide you through your claim.

SUBMIT/TRACK A CLAIM